Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Wednesday, June 23, 2010

money, money, money...


So I was having one of those days where I balanced my checkbook after a period of summer where I had not been paying any attention to our bank account. We hadn't been spending a lot of money, or so I thought. $5 here, $10 there. Then I realized I owed $132 on my Chevron Card (we use our credit cards to build credit and pay them off right away). So I owed $132 and I suddenly I realized I only had $131 in my bank account. WAIT, WHAT $131 - Just days ago I had $600 in my bank account!!! What had I done???? Well apparently being irresponsible doesn't work and those little spots here and there add up quickly! After moments of irritation at myself and realization that I would have to pull money from the savings, I decided to move on with my day, at least we're healthy and have food in the freezer! THE LORD ALWAYS PROVIDES... I thought about a paycheck I was expecting from working the elections, but that was June 8th and it was expected to take 40 days so there was no hope I'd get that. THEN I checked the mail and guess what was in it, and it was for $185, not $175!!! The day continued to get better when I asked Phil to clean out a box we've had for a year and he pulled out a box with probably $15 in change..... GOD IS GOOD... He always takes take of his children - I just need to make sure I watch that bank account!

Thursday, May 6, 2010

A compilation of thoughts....

First off, the post before mine "Dare to Be Beautiful," inspired my post, so please stop reading mine and refer to that one first... really stop reading mine - that one is SO amazing... ok now that you've read that one, welcome back to mine.

The Lord is so wonderful! Today I've been thinking all day about our blog and what I would write today. So many topics have run through my mind - here's how it went (PS I really hope you read the post before mine before you read my crazy thoughts) 1. Has everyone heard about the Duggars, I love them, but I especially love them since they got rid of their jumpers! 2. I could write more about money saving techniques. 3. I could post my grandmother's banana bread recipe that I'm using today for the first time... but then I sat down to write something and read the Dare to Be Beautiful post! THANK YOU to the mom who wrote that!

I never buy things for myself, as I am constantly worried about making sure I spend Phil's paycheck in the most thrifty way possible. He is always trying to get me to buy a sweater or some shoes, but I always head to the store and end up coming back with nothing - I'm always saying "we can't afford it." Today I saw a white purse at WalMart and I really wanted it - it was only $10. I contemplated for 30 minutes, walked outside, actually got in my car to leave and thought "hey I can treat myself to one thing!" I just got paid from an event I helped work, so I'll make sure to tithe some money, spend a little bit, and throw the rest in savings to pay my student loans. (student loans are a whole different blog- don't get me started) To my surprise I didn't feel guilty for buying the purse, instead I'm quite excited about my purchase. Then to my delight I read the Beauty blog! Now I could have spent my money on a dress and while the issue of practicality still remains, I AGREE women should remmeber how important it is to feel and look beautiful. Phil says he doesn't care what I wear, but I know it makes him proud when I look nice and dress more feminine. Yesterday I worked an enchilada dinner and got enchilada sauce all over my dress, but I felt good in a dress and I didn't just roll in jeans and a shirt ready to get dirty.

If our wardrobe needs a little updating and there's a few dollars left in the bank account, let's head to the thrift store, or Target, Kmart, Walmart, Old Navy, even a sale at a nice store... let's remind people you can be attractive and modest during our dress dare! People need to realize they can be feminine and fashionable! We don't all have to wear jumpers to be modest (PS there's nothing wrong if that's your preference!) So perhaps sometime soon I'll treat myself to a new dress and realize it's worth the money .... I'll try not to feel guilty :)

Tuesday, November 4, 2008

When Life Gets Crazy...



I am sure that many young adults can relate to hectic and overwhelming daily schedules. Between being in escrow for a home, working 2 jobs and being pregnant, while my husband is juggling work, grad school and taking care of his exhausted wife, life for the past couple of months has been absolutely nuts in our novice household. We've tried to cut out some social activities, but even so, it seems as though we don't have time for LIFE right now, nevermind cooking and cleaning the apartment.

Does anybody have any suggestions for quick and budget-friendly meal ideas? Our take-out bill is getting out of control. I would greatly appreciate any organization/time-saving tips that might help us out until things cool down a bit!! Also, any suggestions for keeping up our prayer/spiritual life...Sadly it seems like that this always one of the firsts to get put on the back-burner!!